Reps. Bishop, Carter, and Allen Introduce Bipartisan Fix to Hurricane Insurance Program for Farmers

Source: United States House of Representatives – Congressman Sanford D Bishop Jr (GA-02)

WASHINGTON – Rep. Sanford D. Bishop, Jr. (GA-02), alongside Reps. Earl L. “Buddy” Carter (GA-01) and Rick Allen (GA-12), introduced the Farmers’ AID Relief Act, amending the Hurricane Insurance Protection – Wind Index (HIP-WI) program to better serve farmers affected by hurricane damage.

The HIP-WI program is a wind-based insurance option managed by the U.S. Department of Agriculture and designed to protect farmers impacted by hurricanes. The program relies on storm-tracking data systems to determine eligibility for the program; however, those systems are vulnerable to inaccuracies, leaving many farmers who experienced significant crop losses without federal protection. 

For example, during Hurricane Helene, the data used for HIP-WI showed the storm traveling through the middle of Georgia. In reality, Helene shifted east, causing widespread damage to farms in the southeast and eastern parts of Georgia. Unfortunately, USDA is required to use the inaccurate data set when determining HIP-WI eligibility, causing unnecessary financial hardship for Georgia’s farmers.

The Farmers’ AID Relief Act updates HIP-WI so the program better reflects real-world storm paths and protects farmers affected by damage.

“I am glad to work with Congressman Carter and Congressman Allen to introduce today’s bill which will apply the lessons we learned from Hurricane Helene so that when the next storm hits us, we are better prepared to help farmers in need,” said Rep. Bishop. “When an area is hit by a storm, the Hurricane Insurance Protection – Wind Index, or HIP-WI, is used to determine if agricultural producers can get a portion of the deductible for underlying crop insurance covered as part of disaster relief. When storms knock out the weather monitoring equipment used to measure HIP-WI, we want to make sure our producers are not left behind because these crucial data systems may be down.”

“By enacting this common-sense fix to the HIP-WI program, farmers will be adequately insured and protected against hurricanes that ravage crop yields. We must learn from the failures of Hurricane Helene and protect our farmers from future losses,” said Rep. Carter. “Agriculture is Georgia’s number one industry, and amending this program will strengthen food security and protect our farmers who feed the nation.”

“After the devastating effects of Hurricane Helene, many of Georgia’s farmers were unfairly denied the relief they needed and deserved. The Farmers’ AID Relief Act directs the USDA Secretary to expand the data considered and identify alternative methods for determining eligibility for indemnity payments under the Hurricane Insurance Protection–Wind Index endorsement. I am proud to co-lead this bill and will continue working diligently to deliver real solutions for our farmers,” said Rep. Allen.

“This legislation ensures that when hurricanes strike and official weather data falters, reliable numbers from trusted sources step in to guarantee that insured farmers aren’t left stranded. It strengthens the promise of the program by providing a commonsense safeguard so Georgia farmers can count on fair assistance when storms hit hardest. We appreciate Congressman Carter’s continued focus on this issue and wholeheartedly encourage its expedited progress towards becoming law,” said Tom McCall, President, Georgia Farm Bureau.

This bill will:

  • Direct the Secretary of Agriculture to create an alternate dataset for HIP-WI determinations to be used in the event of an incomplete data set.
  • Set uniform standards for the collection and use of the alternate data set. 

You can follow the bill on Congress.gov, here.

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